Tim The Business Doctor

Tim The Business Doctor

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Tim The Business Doctor
Tim The Business Doctor
Tuesday Q&As

Tuesday Q&As

23.1.24

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Tim The Business Doctor
Jan 23, 2024
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Tim The Business Doctor
Tim The Business Doctor
Tuesday Q&As
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Must I have business insurance on a car?

Q. My employer is forcing me to get business insurance on my car even tho I work from home and don’t use my car at the moment. My current insurance company will not add this to my policy so I have to find new insurance which I can’t afford to do. But I am afraid they may sack me as that is what they have implied any advice please

A. I understand your concern about being asked to obtain business insurance for your car, especially when you're working from home and not using the car for work purposes. This situation can be quite perplexing.

Firstly, it's important to clarify the rationale behind your employer's request. Employers often require business insurance for vehicles used for work-related activities to ensure adequate coverage in case of accidents or damage during work-related use. However, if you are not using your car for work, especially as you're working from home, this requirement may seem unnecessary.

In your case, there are a few steps you can take:

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